:root {
  --bg-color: #020617; /* Very dark slate, almost black */
  --panel-bg: #0f172a;
  --text-main: #f8fafc;
  --text-muted: #94a3b8;
  --accent-gold: #cda434; /* Institutional bronze/gold */
  --border-color: #1e293b;
  --font-family: 'Inter', system-ui, -apple-system, sans-serif;
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

body {
  font-family: var(--font-family);
  background-color: var(--bg-color);
  color: var(--text-main);
  line-height: 1.6;
  background-image: 
    linear-gradient(rgba(30, 41, 59, 0.3) 1px, transparent 1px),
    linear-gradient(90deg, rgba(30, 41, 59, 0.3) 1px, transparent 1px);
  background-size: 50px 50px;
  background-attachment: fixed;
}

.container {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 2rem;
}

header {
  padding: 1.25rem 0;
  border-bottom: 1px solid var(--border-color);
  background: rgba(2, 6, 23, 0.95);
  backdrop-filter: blur(10px);
  position: sticky;
  top: 0;
  z-index: 100;
}

.nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 1.3rem;
  font-weight: 700;
  color: #fff;
  text-decoration: none;
  letter-spacing: 0.5px;
}

.nav-links {
  display: flex;
  gap: 2rem;
  align-items: center;
}

.nav-links a.text-link {
  color: var(--text-muted);
  text-decoration: none;
  font-size: 0.95rem;
  font-weight: 500;
  transition: color 0.2s;
}

.nav-links a.text-link:hover {
  color: #fff;
}

.btn {
  display: inline-block;
  padding: 0.75rem 1.75rem;
  border-radius: 4px;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.2s ease;
  cursor: pointer;
  border: 1px solid transparent;
  font-size: 0.95rem;
}

.btn-primary {
  background: var(--accent-gold);
  color: #000;
}

.btn-primary:hover {
  background: #b58d2b;
}

.btn-secondary {
  background: transparent;
  color: var(--text-main);
  border-color: var(--border-color);
}

.btn-secondary:hover {
  background: rgba(255, 255, 255, 0.05);
}

.hero {
  padding: 6rem 0 5rem;
  text-align: center;
  border-bottom: 1px solid var(--border-color);
}

.hero-badge {
  display: inline-block;
  padding: 0.35rem 1rem;
  background: rgba(205, 164, 52, 0.1);
  color: var(--accent-gold);
  border: 1px solid rgba(205, 164, 52, 0.2);
  border-radius: 50px;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  margin-bottom: 2rem;
}

.hero h1 {
  font-size: 3.5rem;
  line-height: 1.15;
  margin-bottom: 1.5rem;
  font-weight: 700;
  letter-spacing: -1px;
}

.hero p {
  font-size: 1.15rem;
  color: var(--text-muted);
  max-width: 700px;
  margin: 0 auto 2.5rem;
}

.hero-buttons {
  display: flex;
  gap: 1rem;
  justify-content: center;
}

.section {
  padding: 5rem 0;
  border-bottom: 1px solid var(--border-color);
}

.section-header {
  margin-bottom: 3rem;
}

.section-header h2 {
  font-size: 2rem;
  color: #fff;
  margin-bottom: 1rem;
}

.section-header p {
  color: var(--text-muted);
  max-width: 600px;
}

.grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
}

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.info-card {
  background: var(--panel-bg);
  border: 1px solid var(--border-color);
  padding: 2rem;
  border-radius: 6px;
}

.info-card h3 {
  color: #fff;
  font-size: 1.1rem;
  margin-bottom: 0.75rem;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.info-card h3::before {
  content: '';
  display: inline-block;
  width: 8px;
  height: 8px;
  background: var(--accent-gold);
}

.info-card p {
  color: var(--text-muted);
  font-size: 0.95rem;
}

.stats-row {
  display: flex;
  gap: 3rem;
  padding: 3rem 0;
  border-top: 1px solid var(--border-color);
  border-bottom: 1px solid var(--border-color);
  background: rgba(15, 23, 42, 0.5);
  justify-content: center;
}

.stat-item {
  text-align: center;
}

.stat-num {
  font-size: 2.5rem;
  font-weight: 700;
  color: #fff;
  font-family: monospace;
}

.stat-label {
  color: var(--text-muted);
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.accordion {
  border: 1px solid var(--border-color);
  border-radius: 6px;
  background: var(--panel-bg);
  margin-bottom: 1rem;
}

.accordion summary {
  padding: 1.25rem;
  font-weight: 600;
  cursor: pointer;
  color: #fff;
  list-style: none;
  display: flex;
  justify-content: space-between;
}

.accordion summary::-webkit-details-marker {
  display: none;
}

.accordion p {
  padding: 0 1.25rem 1.25rem;
  color: var(--text-muted);
  font-size: 0.95rem;
  border-top: 1px solid var(--border-color);
  margin-top: 1rem;
  padding-top: 1rem;
}

.risk-box {
  border: 1px solid #7f1d1d;
  background: rgba(127, 29, 29, 0.1);
  padding: 2rem;
  border-radius: 6px;
  margin-top: 2rem;
}

.risk-box h3 {
  color: #ef4444;
  margin-bottom: 1rem;
  font-size: 1.1rem;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.risk-box p {
  color: var(--text-muted);
  font-size: 0.9rem;
  line-height: 1.5;
}

footer {
  background: #020617;
  padding: 4rem 0 2rem;
  border-top: 1px solid var(--border-color);
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 3rem;
}

.company-info p {
  color: var(--text-muted);
  font-size: 0.85rem;
  margin-top: 1rem;
}

.footer-nav h4 {
  color: #fff;
  font-size: 0.9rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 1.5rem;
}

.footer-nav a {
  display: block;
  color: var(--text-muted);
  font-size: 0.9rem;
  margin-bottom: 0.75rem;
  text-decoration: none;
}

.footer-nav a:hover {
  color: #fff;
}

.footer-bottom {
  border-top: 1px solid var(--border-color);
  padding-top: 2rem;
  display: flex;
  justify-content: space-between;
  color: var(--text-muted);
  font-size: 0.8rem;
}

@media (max-width: 768px) {
  .hero h1 { font-size: 2.5rem; }
  .grid-2, .grid-3, .footer-grid { grid-template-columns: 1fr; gap: 1.5rem; }
  .stats-row { flex-direction: column; gap: 2rem; }
  .nav-links { display: none; }
}